Many creditors don't implement real-world consequences to recover debts. They’d rather write the debt off or reluctantly excuse the debt than keep chasing after the money they're owed. In many cases they feel as though the time and energy to pursue the debt ends up being a waste of efforts. After all, time IS money. And who wants to start paying the fees a lawyer will charge? Couldn’t your time be better spent growing your business? How do you do that when you’re busy chasing old debt?